myfulus.

Your AI personal accountant

Finally know where your money goes.

Upload the bank statement you can already download today, including the password-locked PDFs Gulf banks email you. MyFulus reads every line, shows what you really earn and spend, and finds the subscriptions you forgot you were paying. No bank login. About fifteen minutes a month.

We never ask for your bank login. Your statements never train AI. Delete everything, any time.

USD United States · AED United Arab Emirates · SAR Saudi Arabia · QAR Qatar · KWD Kuwait · BHD Bahrain · OMR Oman. Each currency is counted on its own. We never add two currencies together.

How we find them, and what the method misses →

Yes, it works with your bank

Your bank already lets you download a statement. That file is all MyFulus needs. There is nothing to connect, no login to hand over, and no list of supported banks to check — so there is no such thing as a bank we cannot read.

  • Emirates NBD
  • ADCB
  • FAB
  • Al Rajhi
  • SNB
  • QNB
  • NBK
  • BBK
  • Bank Muscat
  • Any US bank

PDF or CSV, up to 10 MB. MyFulus is not connected to, partnered with, or endorsed by any bank — we simply read the file you already have.

Fifteen minutes, once a month

That’s the whole relationship, the same way it works with a real accountant. Nothing to check every day. No notifications.

  1. 1

    Send your statements

    Download the PDF or CSV from your bank and drop it in. Start with two or three months: one month on its own cannot show what repeats.

  2. 2

    We read every line

    Each line is read and sorted into a category, and where we can read the totals your bank printed we check our reading against them. Anything we are unsure about is flagged for you, never quietly guessed.

  3. 3

    You get straight answers

    What came in, what went out, what keeps repeating, and what to do about it. Ask a question whenever you like and get a plain answer.

What your accountant does

Find every subscription

Every charge that repeats: the ones you forgot, the ones you pay for twice, and the ones that quietly went up. Where cancelling is actually possible, you get the steps — we don't offer to cancel your rent.

What you really earn and spend

Money in, money out, and where it went. Not a guess, and not a budget you have to keep up — the actual lines on your statement.

A letter every month

A short letter from your accountant: what happened last month, what changed, and the three things to fix next. Written in plain English.

Ask anything

“Can I afford this car?” “Why was July so expensive?” Ask in your own words. Your accountant knows your numbers and answers straight.

Money sent home gets its own line

Family support, school fees, domestic help and Zakat are proper categories here, not leftovers in “Other”. Thirty-one categories in all, built for how Gulf households really spend.

Two currencies stay two currencies

Dirhams stay dirhams and dollars stay dollars. Nothing is converted, and two currencies are never added together — every total is shown in the money it was charged in.

Your statements stay yours

We never ask for your bank login

You send a file. We hold no password of yours, so there is none for anyone to lose.

Nobody reads your statements

Nobody at MyFulus reads your statements. Access happens only if you report a fault and ask us to look, and we tell you when we do.

Your statements never train AI

We send them only to AI providers instructed not to keep your data or learn from it.

Delete everything, any time

One button removes your account and all your data, straight away. We sell a subscription, not your data.

MyFulus is built and run by Amman Abbasi. If something looks wrong, the email in the footer reaches a person, not a queue.

Try it free. Pay only if it helps.

The free scan

See it work on your own statements.

$0

  • 3 statements, read in full
  • What you really earn and spend
  • Every repeating charge we can find
  • 3 questions to your accountant

No card needed, and nothing expires. These 3 statements and 3 questions are one-off, not a monthly allowance.

Upload two or three months at once. A subscription only shows up once we watch it charge you more than once, so one month on its own finds nothing.

Get your free scan
The retainer

MyFulus Pro

Your accountant, all year round.

$8.99/mo

or $79/year — save 27%

  • Unlimited statements and questions
  • We watch for price rises and forgotten subscriptions
  • Your monthly letter, in your inbox
  • Your full history, month by month

Free for 14 days. We ask for a card up front, and the first charge is on day 15 — we email you 3 days before, so it is never a surprise. Cancel any time. If something went genuinely wrong, email us and we’ll be reasonable.

Start with the free scan

Prices are in US dollars — at checkout, Stripe may show and charge the amount in your own local currency. A human accountant charges more for one hour than MyFulus costs for a year.

Questions people ask first

Will it work with my bank?

Yes. Download your statement as a PDF or CSV from your bank’s app or website, then upload it here. We read the file, so there is no list of supported banks to check and nothing to connect. One thing does not work: a photograph or a scan of a paper statement, which has no text in it to read — download the file itself and that is never a problem. Where to find your statement →

Do you need my bank login?

No, and we never will. There is no login box and no connection to approve. You send us a file — that is the whole handover, so there is no password of yours for anyone to lose.

My bank's statement is password-protected. Can MyFulus read it?

Yes. Upload the locked PDF as it is and MyFulus asks you for the password, uses it once to open the statement, and never stores it. That is the file’s own password, not your bank login. A wrong password costs nothing — a statement that did not open never uses up a scan.

Is my data safe? Do you train AI on it?

Your statements never train any AI. We send them only to AI providers instructed not to keep your data or learn from it, your files sit on a private disk, and we never sell anything to anyone. One button deletes your account and everything in it, straight away.

What if the AI gets a number wrong?

We check its work. Every line is validated, anything the reader was unsure of is marked for you to look at rather than saved as fact, and where we can read the totals your bank printed we check our reading against them too — if they disagree, the whole statement goes to you for review. You can fix a category or delete a line yourself, and when you correct a shop we remember it for next time.

How much does it cost in dirhams or riyals?

Prices are listed in US dollars — $8.99 a month or $79 a year. At checkout, Stripe may show and charge the amount in your own local currency, so you see the real figure before you agree to anything. Cancel any time.

How long does it take?

Uploading takes seconds. Reading the statement usually takes two to five minutes, and a long one — six months of lines — can take up to ten. You can close the tab — the reading carries on, and we email you the moment your first statement is ready.

What if my statement is in Arabic?

MyFulus speaks English today. Most Gulf banks print statements in English, or in English and Arabic together, and those read fine — every Arabic line is kept exactly as your bank wrote it. Arabic is planned, and the app has been built for it from the first screen.

Still unsure? Run the free scan on one of your own statements and see what it finds.